Regional Credit Manager at Bidvest Bank

About the position

This position is advertised in line with our commitment to Employment Equity.

Department : Credit Department

Requirements : : BComm degree in Business Management/Finance/Accounting or related field/Equivalent and/or Banking Diploma or Studying towards a Finance Degree or Diploma and/ a minimum 7 years Corporate / Commercial / Business Banking Credit Mandate Lending Experiencing

Position : Regional Credit Manager x 2

Reporting to : Executive Head : Credit, Risk & Collections

Main Purpose : To assess and process applications for all Lending Products, for Corporate, Commercial, Business Banking, Forex and Trade Finance as well as Manage your assigned Portfolio ensuring excellent output

Outcomes :
- Process and assess Credit Applications - New and reviews.

• Manage reviews and drive process.
• Manage collateral requirements.
• Various reporting functions.
• Support function to other departments.
• Build relationships with customers - internal and external.
• Collection of financial information from internal and external clients.
• Reporting to Executive Head : Credit, Risk & Collections, Credit Committee and Snr Credit Committee
• Managing the process for Bad Debts and Impairments
• IFRS9 Impairment Management
• Full knowledge of the Credit Policy and Credit Risk Policy,

• Ad Hoc Projects

• Knowledge, Skills and Attitude required

• Knowledge:

• Finance knowledge

• Ability to read financial statements
• Excellent computer skills in Word, Excel, Power Point
• Accounting principles
• Law of Banking
• Management Skills

Skills:

• Communication
• Attention to detail
• Prioritizing
• Quality orientation
• Problem solving
• Organised
• Professionalism
• Confidentiality
• InnovationAttitude:
• Team Player
• Assertiveness
• Cost conscious
• Motivated
• Ability to work under pressure
• Integrity
• Vision
• Independence

Starting Date : ASAP

Desired Skills:

• Creative
• Credit Management
• Financial Analysis
• Commucation
• Debit

About The Employer:

This position is advertised in line with our commitment to Employment Equity.

Department : Credit Department

Requirements : : BComm degree in Business Management/Finance/Accounting or related field/Equivalent and/or Banking Diploma or Studying towards a Finance Degree or Diploma and/ a minimum 7 years Corporate / Commercial / Business Banking Credit Mandate Lending Experiencing

Position : Regional Credit Manager x 2

Reporting to : Executive Head : Credit, Risk & Collections

Main Purpose : To assess and process applications for all Lending Products, for Corporate, Commercial, Business Banking, Forex and Trade Finance as well as Manage your assigned Portfolio ensuring excellent output

Outcomes :
- Process and assess Credit Applications - New and reviews.




- Manage reviews and drive process.
- Manage collateral requirements.
- Various reporting functions.
- Support function to other departments.
- Build relationships with customers - internal and external.
- Collection of financial information from internal and external clients.
- Reporting to Executive Head : Credit, Risk & Collections, Credit Committee and Snr Credit Committee
- Managing the process for Bad Debts and Impairments
- IFRS9 Impairment Management
- Full knowledge of the Credit Policy and Credit Risk Policy,
- Ad Hoc Projects


- Knowledge, Skills and Attitude required
- Knowledge:


- Finance knowledge
- Ability to read financial statements
- Excellent computer skills in Word, Excel, Power Point
- Accounting principles
- Law of Banking
- Management Skills

Skills:


- Communication
- Attention to detail
- Prioritizing
- Quality orientation
- Problem solving
- Organised
- Professionalism
- Confidentiality
- InnovationAttitude:
- Team Player
- Assertiveness
- Cost conscious
- Motivated
- Ability to work under pressure
- Integrity
- Vision
- Independence

Starting Date : ASAP

Employer & Job Benefits:

• Flexitime